l9n/ Oregon

2007 Regular Session

House Bill 2204

Limits maximum rate of interest on title loans.

Became law as Chapter 473, Oregon Laws 2007, signed June 19, 2007, 162 days after it was filed. In force from July 1, 2007.

What it does

The synopsis the Legislative Assembly published with the bill.

Limits maximum rate of interest on title loans. <b>Adds certain sale-leaseback arrangements to definition of "title loan."</b> Limits amount of loan origination fee. Sets minimum 31-day loan term for title loans. Prohibits charges other than interest, origination fee and fee for dishonored check or insufficient funds. Prohibits renewal of title loan more than two times. Prohibits lender from making new title loan to consumer within seven days of expiration of previous title loan. Limits amount of fee for dishonored check or insufficient funds. Prohibits recovery of statutory damages and attorney fees from consumer for dishonored check. Declares emergency, effective July 1, 2007.

Its course

January 8 to June 19, 2007, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action21 actions on 19 days

In the House of RepresentativesJan 8 to Feb 1336 days

Waiting for a committeeJan 8 to Jan 102 days

Consumer ProtectionJan 10 to Feb 526 days

In the SenateFeb 13 to Jun 1108 days

Waiting for a committeeFeb 13 to Feb 163 days

CommerceFeb 16 to May 29102 days

Back in the House of RepresentativesJun 1 to Jun 1413 days

With the GovernorJun 14 to Jun 195 days

Votes

Yeas to nays, as the Legislative Assembly recorded them. Committee votes are set in.

  • House of Representatives, third reading46–11

    Passed · Feb 13 · 3 present

  • Rules9–18

    Jun 1 · 3 present

  • Senate, third reading18–9

    Passed · Jun 1 · 3 present

  • House of Representatives, concurrence36–20

    Agreed to the other chamber's changes · Jun 5 · 4 present

Amendments

Each amendment offered, and what became of it.

  • House of Representatives committee amendmentAdopted

    Adopted Feb 5

  • Senate committee amendmentAdopted

    Adopted May 29

Text

Each version as the Legislative Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

In the House of Representatives Jan 8 – Feb 13

  1. Jan 8Introduced
  2. Jan 10Sent to Consumer Protection
  3. Jan 19Heard in Consumer Protection
  4. Jan 31Heard in Consumer Protection
  5. Feb 5Consumer Protection recommended it as amended
  6. Feb 8Read a second time
  7. Feb 13Passed the House of Representatives, 46 to 11

In the Senate Feb 14 – Jun 1

  1. Feb 14Arrived in the Senate
  2. Feb 16Sent to Commerce
  3. Mar 21Heard in Commerce
  4. May 23Heard in Commerce
  5. May 29Commerce recommended it as amended
  6. May 30Read a second time
  7. Jun 1Passed the Senate, 18 to 9

Back in the House of Representatives Jun 5 – Jun 14

  1. Jun 5The House of Representatives agreed to the Senate's amendments and passed it again, 36 to 20
  2. Jun 14Signed in the House of Representatives

To the Governor Jun 15 – Jun 19

  1. Jun 15Signed in the Senate
  2. Jun 19Signed by the Governor
  3. Became chapter 473 of Oregon Laws 2007, in force from July 1, 2007
All 21 actions, as published
  1. Jan 8First reading. Referred to Speaker's desk.House of Representatives
  2. Jan 10Referred to Consumer Protection.House of Representatives
  3. Jan 19Public Hearing held.House of Representatives
  4. Jan 31Work Session held.House of Representatives
  5. Feb 5Recommendation: Do pass with amendments and be printed A-Engrossed.House of Representatives
  6. Feb 8Second reading.House of Representatives
  7. Feb 13Third reading. Carried by Galizio. Passed.House of Representatives
  8. Feb 14First reading. Referred to President's desk.Senate
  9. Feb 16Referred to Commerce.Senate
  10. Mar 21Public Hearing held.Senate
  11. May 23Work Session held.Senate
  12. May 29Recommendation: Do pass with amendments to the A-Eng. bill. (Printed B-Eng.)Senate
  13. May 30Second reading.Senate
  14. May 31Carried over to 06-01 by unanimous consent.Senate
  15. Jun 1Motion to refer to Rules failed.Senate
  16. Jun 1Third reading. Carried by Prozanski. Passed.Senate
  17. Jun 5House concurred in Senate amendments and repassed bill.House of Representatives
  18. Jun 14Speaker signed.House of Representatives
  19. Jun 15President signed.Senate
  20. Jun 19Governor signed.House of Representatives
  21. Jun 19Chapter 473, (2007 Laws): Effective date July 1, 2007.House of Representatives