l9n/ Oregon

2010 Special Session

House Bill 3610

Requires beneficiary or beneficiary's agent that denies request for loan modification to provide grantor with explanation of how beneficiary or beneficiary's agent calculated that grantor was not eligible for loan modification.

Became law as Chapter 40, Oregon Laws 2010, signed March 10, 2010, 37 days after it was filed. In force from May 27, 2010.

What it does

The synopsis the Legislative Assembly published with the bill.

<b>Requires beneficiary or beneficiary's agent that denies request for loan modification to provide grantor with explanation of how beneficiary or beneficiary's agent calculated that grantor was not eligible for loan modification. Specifies that beneficiary or beneficiary's agent complies with requirement if beneficiary or beneficiary's agent complies with certain federal guidelines. Requires beneficiary or beneficiary's agent that denies loan modification to record affidavit that states that beneficiary or beneficiary's agent provided required information. Requires beneficiary or beneficiary's agent to describe basis for beneficiary's determination that grantor was not eligible for loan modification.</b> Specifies date by which trustee must provide affidavit of compliance with requirement to meet with grantor and review grantor's request to modify mortgage loan. <i>Declares emergency, effective on passage.</i>]<b> Takes effect on 91st day following adjournment sine die.</b>

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

1 co-sponsor

Dennis Richardson

In the Senate

    1 co-sponsor

    Suzanne Bonamici

    Its course

    February 1 to March 10, 2010, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

    Each committee stop sits inside its chamber.

    Every action18 actions on 12 days

    In the House of RepresentativesFeb 1 to Feb 1514 days

    Waiting for a committeeFeb 1 to Feb 10 days

    Consumer Protection and Government AccountabilityFeb 1 to Feb 1211 days

    In the SenateFeb 15 to Feb 227 days

    Waiting for a committeeFeb 15 to Feb 161 day

    Consumer Protection and Public AffairsFeb 16 to Feb 193 days

    Back in the House of RepresentativesFeb 22 to Feb 253 days

    With the GovernorFeb 25 to Mar 1013 days

    Votes

    Yeas to nays, as the Legislative Assembly recorded them. Committee votes are set in.

    • House of Representatives, third reading58–0

      Passed · Feb 15 · 2 present

    • Senate, third reading28–0

      Passed · Feb 22 · 2 present

    • House of Representatives, concurrence58–0

      Agreed to the other chamber's changes · Feb 23 · 2 present

    Amendments

    Each amendment offered, and what became of it.

    • Senate committee amendmentAdopted

      Adopted Feb 19

    Text

    Each version as the Legislative Assembly printed it.

    l9n doesn't hold this bill's text yet.

    What happened

    In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

    In the House of Representatives Feb 1 – Feb 15

    1. Feb 1Introduced
    2. Sent to Consumer Protection and Government Accountability
    3. Feb 10Heard in Consumer Protection and Government Accountability
    4. Feb 12Consumer Protection and Government Accountability recommended it
    5. Read a second time
    6. Feb 15Passed the House of Representatives, 58 to 0

    In the Senate Feb 16 – Feb 22

    1. Feb 16Arrived in the Senate
    2. Sent to Consumer Protection and Public Affairs
    3. Heard in Consumer Protection and Public Affairs
    4. Feb 18Heard in Consumer Protection and Public Affairs
    5. Feb 19Consumer Protection and Public Affairs recommended it as amended
    6. Feb 20Read a second time
    7. Feb 22Passed the Senate, 28 to 0

    Back in the House of Representatives Feb 23 – Feb 25

    1. Feb 23The House of Representatives agreed to the Senate's amendments and passed it again, 58 to 0
    2. Feb 25Signed in the House of Representatives

    To the Governor Feb 25 – Mar 10

    1. Feb 25Signed in the Senate
    2. Mar 10Signed by the Governor
    3. Became chapter 40 of Oregon Laws 2010, in force from May 27, 2010
    All 18 actions, as published
    1. Feb 1First reading. Referred to Speaker's desk.House of Representatives
    2. Feb 1Referred to Consumer Protection and Government Accountability.House of Representatives
    3. Feb 10Public Hearing and Work Session held.House of Representatives
    4. Feb 12Recommendation: Do pass.House of Representatives
    5. Feb 12Second reading.House of Representatives
    6. Feb 15Third reading. Carried by Richardson. Passed.House of Representatives
    7. Feb 16First reading. Referred to President's desk.Senate
    8. Feb 16Referred to Consumer Protection and Public Affairs.Senate
    9. Feb 16Public Hearing held.Senate
    10. Feb 18Public Hearing and Work Session held.Senate
    11. Feb 19Recommendation: Do pass with amendments. (Printed A-Eng.)Senate
    12. Feb 20Second reading.Senate
    13. Feb 22Third reading. Carried by Bonamici. Passed.Senate
    14. Feb 23House concurred in Senate amendments and repassed bill.House of Representatives
    15. Feb 25Speaker signed.House of Representatives
    16. Feb 25President signed.Senate
    17. Mar 10Governor signed.House of Representatives
    18. Mar 10Chapter 40, (2010 Laws): Effective date May 27, 2010.House of Representatives