l9n/ Oregon

2015 Regular Session

Senate Bill 278

Voids payday loan, title loan, or consumer finance loan of $50,000 or less, if at time loan is made person making loan does not have required license.

Became law as Chapter 490, Oregon Laws 2015, signed June 18, 2015, 157 days after it was filed. In force from June 18, 2015.

What it does

The synopsis the Legislative Assembly published with the bill.

Voids payday loan, title loan, or consumer finance loan of $50,000 or less, if at time loan is made person making loan does not have required license. Prohibits unlicensed person, or person's successor, assignee or affiliate, from depositing borrower's or consumer's check, withdrawing moneys from borrower's or consumer's account, or otherwise collecting, receiving or retaining principal, interest, fee or charge related to or in connection with payday loan, title loan or consumer finance loan of $50,000 or less. Becomes operative 91 days after effective date of Act. Declares emergency, effective on passage.

Its course

January 12 to June 24, 2015, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action24 actions on 23 days

In the SenateJan 12 to Apr 280 days

Waiting for a committeeJan 12 to Jan 208 days

Business and TransportationJan 20 to Mar 3170 days

In the House of RepresentativesApr 2 to May 2957 days

Waiting for a committeeApr 2 to Apr 1311 days

Consumer Protection and Government EffectivenessApr 13 to May 2138 days

Back in the SenateMay 29 to Jun 1012 days

With the GovernorJun 10 to Jun 188 days

Votes

Yeas to nays, as the Legislative Assembly recorded them. Committee votes are set in.

  • Senate, third reading18–12

    Passed · Apr 2

  • House of Representatives, third reading35–21

    Passed · May 29 · 4 present

  • Senate, concurrence18–11

    Agreed to the other chamber's changes · Jun 8 · 1 present

Amendments

Each amendment offered, and what became of it.

  • Senate committee amendmentAdopted

    Adopted Mar 31

  • House of Representatives committee amendmentAdopted

    Adopted May 21

Text

Each version as the Legislative Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

In the Senate Jan 12 – Apr 2

  1. Jan 12Introduced
  2. Jan 20Sent to Business and Transportation
  3. Feb 11Heard in Business and Transportation
  4. Mar 23Heard in Business and Transportation
  5. Mar 31Business and Transportation recommended it as amended
  6. Apr 1Read a second time
  7. Apr 2Passed the Senate, 18 to 12

In the House of Representatives Apr 6 – May 29

  1. Apr 6Arrived in the House of Representatives
  2. Apr 13Sent to Consumer Protection and Government Effectiveness
  3. May 5Heard in Consumer Protection and Government Effectiveness
  4. May 12Heard in Consumer Protection and Government Effectiveness
  5. May 19Heard in Consumer Protection and Government Effectiveness
  6. May 21Consumer Protection and Government Effectiveness recommended it as amended
  7. May 22Read a second time
  8. May 29Passed the House of Representatives, 35 to 21

Back in the Senate Jun 8 – Jun 10

  1. Jun 8The Senate agreed to the House of Representatives's amendments and passed it again, 18 to 11
  2. Jun 10Signed in the Senate

To the Governor Jun 12 – Jun 24

  1. Jun 12Signed in the House of Representatives
  2. Jun 18Signed by the Governor
  3. Jun 24Became chapter 490 of Oregon Laws 2015
  4. In force from June 18, 2015
All 24 actions, as published
  1. Jan 12Introduction and first reading. Referred to President's desk.Senate
  2. Jan 20Referred to Business and Transportation.Senate
  3. Feb 11Public Hearing held.Senate
  4. Mar 23Public Hearing and Work Session held.Senate
  5. Mar 31Recommendation: Do pass with amendments. (Printed A-Eng.)Senate
  6. Apr 1Second reading.Senate
  7. Apr 2Third reading. Carried by Riley. Passed.Senate
  8. Apr 6First reading. Referred to Speaker's desk.House of Representatives
  9. Apr 13Referred to Consumer Protection and Government Effectiveness.House of Representatives
  10. May 5Public Hearing held.House of Representatives
  11. May 12Work Session held.House of Representatives
  12. May 19Work Session held.House of Representatives
  13. May 21Recommendation: Do pass with amendments and be printed B-Engrossed.House of Representatives
  14. May 22Second reading.House of Representatives
  15. May 26Rules suspended. Carried over to May 27, 2015 Calendar.House of Representatives
  16. May 27Rules suspended. Carried over to May 28, 2015 Calendar.House of Representatives
  17. May 28Rules suspended. Carried over to May 29, 2015 Calendar.House of Representatives
  18. May 29Third reading. Carried by Holvey. Passed.House of Representatives
  19. Jun 8Senate concurred in House amendments and repassed bill.Senate
  20. Jun 10President signed.Senate
  21. Jun 12Speaker signed.House of Representatives
  22. Jun 18Governor signed.Senate
  23. Jun 24Chapter 490, 2015 Laws.Senate
  24. Jun 24Effective date, June 18, 2015.Senate