l9n/ Oregon

2025 Regular Session

House Bill 2563

Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy.

Became law as Chapter 351, Oregon Laws 2025, signed June 20, 2025, 158 days after it was filed. In force from September 26, 2025.

What it does

The synopsis the Legislative Assembly published with the bill.

Digest: Tells insurers to explain to policy holders why the premium will go up when the policy is renewed. Tells insurers what they must say to policy holders. Goes into effect 91 days after the session ends. (Flesch Readability Score: 60.7). Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy. Specifies standards for a clear and reasonable explanation. Takes effect on the 91st day following adjournment sine die.

Its course

January 13 to July 7, 2025, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action29 actions on 25 days

In the House of RepresentativesJan 13 to Apr 885 days

Waiting for a committeeJan 13 to Jan 174 days

Commerce and Consumer ProtectionJan 17 to Apr 275 days

In the SenateApr 8 to Jun 1063 days

Waiting for a committeeApr 8 to Apr 91 day

Labor and BusinessApr 9 to May 2243 days

With the GovernorJun 10 to Jun 2010 days

Votes

Yeas to nays, as the Legislative Assembly recorded them. Committee votes are set in.

  • House of Representatives, third reading33–22

    Passed · Apr 8 · 5 present

  • Senate, third reading21–8

    Passed · Jun 10 · 1 present

Amendments

Each amendment offered, and what became of it.

  • House of Representatives committee amendmentAdopted

    Adopted Apr 2

Text

Each version as the Legislative Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

In the House of Representatives Jan 13 – Apr 8

  1. Jan 13Introduced
  2. Jan 17Sent to Commerce and Consumer Protection
  3. Feb 11Heard in Commerce and Consumer Protection
  4. Mar 27Heard in Commerce and Consumer Protection
  5. Apr 2Commerce and Consumer Protection recommended it as amended
  6. Apr 3Read a second time
  7. Apr 8Passed the House of Representatives, 33 to 22

In the Senate Apr 9 – Jun 10

  1. Apr 9Arrived in the Senate
  2. Sent to Labor and Business
  3. May 15Heard in Labor and Business
  4. May 20Heard in Labor and Business
  5. May 22Labor and Business recommended it
  6. Read a second time
  7. Jun 10Passed the Senate, 21 to 8

To the Governor Jun 12 – Jul 7

  1. Jun 12Signed in the House of Representatives
  2. Signed in the Senate
  3. Jun 20Signed by the Governor
  4. Jul 7Became chapter 351 of Oregon Laws 2025, in force from September 26, 2025
All 29 actions, as published
  1. Jan 13First reading. Referred to Speaker's desk.House of Representatives
  2. Jan 17Referred to Commerce and Consumer Protection with subsequent referral to Ways and Means.House of Representatives
  3. Feb 11Public Hearing held.House of Representatives
  4. Mar 27Work Session held.House of Representatives
  5. Apr 2Recommendation: Do pass with amendments, be printed A-Engrossed, and subsequent referral to Ways and Means be rescinded.House of Representatives
  6. Apr 2Subsequent referral to Ways and Means rescinded by order of the Speaker.House of Representatives
  7. Apr 3Second reading.House of Representatives
  8. Apr 7Rules suspended. Carried over to April 8, 2025 Calendar.House of Representatives
  9. Apr 8Third reading. Carried by Chaichi. Passed.House of Representatives
  10. Apr 9First reading. Referred to President's desk.Senate
  11. Apr 9Referred to Labor and Business.Senate
  12. May 15Public Hearing held.Senate
  13. May 20Work Session held.Senate
  14. May 22Recommendation: Do pass the A-Eng. bill.Senate
  15. May 22Second reading.Senate
  16. May 23Carried over to 05-27 by unanimous consent.Senate
  17. May 27Carried over to 05-28 by unanimous consent.Senate
  18. May 28Carried over to 05-29 by unanimous consent.Senate
  19. May 29Carried over to 06-02 by unanimous consent.Senate
  20. Jun 2Carried over to 06-03 by unanimous consent.Senate
  21. Jun 3Carried over to 06-04 by unanimous consent.Senate
  22. Jun 4Carried over to 06-05 by unanimous consent.Senate
  23. Jun 5Carried over to 06-09 by unanimous consent.Senate
  24. Jun 9Carried over to 06-10 by unanimous consent.Senate
  25. Jun 10Third reading. Carried by Pham. Passed.Senate
  26. Jun 12Speaker signed.House of Representatives
  27. Jun 12President signed.Senate
  28. Jun 20Governor signed.House of Representatives
  29. Jul 7Chapter 351, (2025 Laws): Effective date September 26, 2025.House of Representatives