l9n/ Oregon

2025 Regular Session

House Bill 3423

Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy.

Did not become law. It stopped in the House of Representatives's Commerce and Consumer Protection Committee on June 27, 2025. The 2025 session has ended.

What it does

The synopsis the Legislative Assembly published with the bill.

Digest: Says than an insurer may not look at some information about a person to set a rate for car insurance for that person. (Flesch Readability Score: 62.1). Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy. Prohibits an insurer from considering other specified information in determining eligibility, rates or premiums for a motor vehicle liability insurance policy. Permits an insurer, under specified circumstances, to consider an abstract of an individual's nonemployment driving record when evaluating the individual's application to obtain or renew motor vehicle liability insurance. Prohibits an insurer from using credit history to determine eligibility, rates or premiums for motor vehicle liability insurance. Takes effect on the 91st day following adjournment sine die.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

2 co-sponsors

Hoa Nguyen, Travis Nelson

In the Senate

Its course

January 28 to June 27, 2025, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action5 actions on 5 days

In the House of RepresentativesJan 28 to Jun 27 · stopped150 days

Waiting for a committeeJan 28 to Jan 302 days

Commerce and Consumer ProtectionJan 30 to Jun 27 · stopped148 days

Text

Each version as the Legislative Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

In the House of Representatives Jan 28 – Jun 27

  1. Jan 28Introduced
  2. Jan 30Sent to Commerce and Consumer Protection
  3. Feb 18Heard in Commerce and Consumer Protection
  4. Jun 27Died when the session ended
All 5 actions, as published
  1. Jan 28First reading. Referred to Speaker's desk.House of Representatives
  2. Jan 30Referred to Commerce and Consumer Protection.House of Representatives
  3. Feb 13Public Hearing cancelled.House of Representatives
  4. Feb 18Public Hearing held.House of Representatives
  5. Jun 27In committee upon adjournment.House of Representatives