l9n/ Oregon

2026 Regular Session

House Bill 4051

Creates a program for deferred loans to first-time home buyers in an amount not greater than the lesser of the closing costs on the purchase or one percent of the purchase price.

Did not become law. It stopped in the House of Representatives's Housing and Homelessness Committee on March 6, 2026.

What it does

The synopsis the Legislative Assembly published with the bill.

Digest: The Act would have loans made to first-time home buyers to offset closing costs. The Act would make the loan plus interest due when the home is sold, the borrower moves out or, if the home is a mobile home, it is moved out of state. The Act would have the program run for three years. (Flesch Readability Score: 88.1). Creates a program for deferred loans to first-time home buyers in an amount not greater than the lesser of the closing costs on the purchase or one percent of the purchase price. Makes the deferred loans repayable when the home changes ownership, is no longer the homestead of the borrower or, if the home is mobile, is moved out of state. Retires the program after three years. Declares an emergency, effective on passage.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

2 co-sponsors

Anna Scharf, Court Boice

In the Senate

Its course

February 2 to March 6, 2026, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action5 actions on 4 days

In the House of RepresentativesFeb 2 to Mar 6 · stopped32 days

Waiting for a committeeFeb 2 to Feb 20 days

Housing and HomelessnessFeb 2 to Mar 6 · stopped32 days

Text

Each version as the Legislative Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

In the House of Representatives Feb 2 – Mar 6

  1. Feb 2Introduced
  2. Sent to Housing and Homelessness
  3. Feb 19Heard in Housing and Homelessness
  4. Mar 6Died when the session ended
All 5 actions, as published
  1. Feb 2First reading. Referred to Speaker's desk.House of Representatives
  2. Feb 2Referred to Housing and Homelessness with subsequent referral to Revenue.House of Representatives
  3. Feb 17Informational Meeting cancelled.House of Representatives
  4. Feb 19Informational Meeting held.House of Representatives
  5. Mar 6In committee upon adjournment.House of Representatives