l9n/ Oregon

2026 Regular Session

House Bill 4098

Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act.

In the House of Representatives since February 2, 2026.

What it does

The synopsis the Legislative Assembly published with the bill.

Digest: Adds bad acts done with respect to insurance to the list of bad acts that are subject to the Unlawful Trade Practices Act. Lets a person get from a court relief in addition to damages under the UTPA. Tells a district attorney to get permission from a state agency to take action under the UTPA in relation to insurance. (Flesch Readability Score: 60.6). Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions.<b> Removes some exemptions for insurance from the definition of "real estate, goods or services" under the Unlawful Trade Practices Act.</b> Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

13 co-sponsors

Tom Andersen, Willy Chotzen, Lisa Fragala, Mark Gamba, Dacia Grayber, Sarah McDonald, Jules Walters, Lamar Wise, Cyrus Javadi, Paul Evans, Farrah Chaichi, Zach Hudson, Thuy Tran

In the Senate

6 co-sponsors

Lew Frederick, Sara Gelser Blouin, Jeff Golden, Kayse Jama, Deb Patterson, Khanh Pham

Its course

February 2 to March 6, 2026, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action12 actions on 7 days

In the House of RepresentativesFrom Feb 2

Waiting for a committeeFeb 2 to Feb 20 days

Commerce and Consumer ProtectionFeb 2 to Feb 1614 days

Votes

Yeas to nays, as the Legislative Assembly recorded them. Committee votes are set in.

  • House of Representatives, third reading23–36

    Feb 18 · 1 present

  • House of Representatives, third reading28–30

    Failed · Feb 18 · 2 present

Amendments

Each amendment offered, and what became of it.

  • House of Representatives committee amendmentAdopted

    Adopted Feb 16

Text

Each version as the Legislative Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislative Assembly published it is below.

In the House of Representatives Feb 2 – Mar 6

  1. Feb 2Introduced
  2. Sent to Commerce and Consumer Protection
  3. Feb 5Heard in Commerce and Consumer Protection
  4. Feb 12Heard in Commerce and Consumer Protection
  5. Feb 16Commerce and Consumer Protection recommended it as amended
  6. Feb 17Read a second time
  7. Feb 18Failed in the House of Representatives, 28 to 30
  8. Mar 6Failed in the House of Representatives
All 12 actions, as published
  1. Feb 2First reading. Referred to Speaker's desk.House of Representatives
  2. Feb 2Referred to Commerce and Consumer Protection.House of Representatives
  3. Feb 5Public Hearing held.House of Representatives
  4. Feb 12Work Session held.House of Representatives
  5. Feb 16Recommendation: Do pass with amendments and be printed A-Engrossed.House of Representatives
  6. Feb 16Minority Recommendation: Do pass with different amendments and be printed A-Engrossed.House of Representatives
  7. Feb 17Second reading.House of Representatives
  8. Feb 18Motion to substitute Minority Report for Committee Report failed.House of Representatives
  9. Feb 18Potential conflict(s) of interest declared by Kropf, Sosa.House of Representatives
  10. Feb 18Third reading. Carried by Dobson. Failed.House of Representatives
  11. Feb 18Bowman served notice of possible reconsideration.House of Representatives
  12. Mar 6Failed.House of Representatives